By Alexander Fernandez Life News Today, Reporter Doctors prescribe medications with the patient, not the population, in mind. Yet for millions of patients, that individualized judgment increasingly collides with insurance coverage systems where approval decisions are generated automatically, based on rules set by insurers and pharmacy benefit managers rather than by the treating physician. Each prescription reflects a complex assessment of medical history, current conditions,

By Alexander Fernandez Reporter Homelessness is often viewed as a personal failure or a distant crisis. Federal data, however, show it is increasingly tied to systemic breakdowns affecting a growing share of Americans. As housing costs rise faster than wages, and programs meant to move people quickly into stable housing narrow or shift, shelters are changing. Many now function less like short-term safety nets and more like long-term holding spaces, alongside steady annual inc

By Alexander Fernandez, Reporter Life News Today   In many small American towns, the local pharmacy is more than a place to pick up a prescription. It is where neighbors fill blood pressure pills, find antibiotics for sick children and pick up a last-minute inhaler before the weekend. In rural communities with limited medical infrastructure, losing access to a pharmacy can be as consequential as losing a clinic or a hospital. Yet an increasingly common problem is emerging acr